Pensions Trustees Liability

Product under construction but we can consider on an excess layer basis.

This insurance provides cover for the Trustees and Sponsoring Employer where a claim is brought alleging a wrongful act in areas such as breaches of trust, breaches of duty, breaches of statutory provision, negligence, errors and omissions, miss-statements, misleading statements, and maladministration or any other wrongful act committed or allegedly committed in relation to a Pension Scheme.

Pension trustee liability insurance provides an indemnity to meet any Defence Costs, awards and damages. It will also extend to provide any investigations costs in responding to any regulatory actions relating to the operation of such schemes. It also covers the Company for risks assumed via indemnities and exoneration clauses.

The cover is provided on a Limit of Indemnity basis, meaning the proposer should consider the limits being purchased, ensuring they secure a limit that meets their needs.

The cover is written on a ‘claims made’ basis meaning cover will apply only to claims notified during the contractual period.

The cover responds to any allegations of ‘wrongful act’, which covers the myriad of duties that decision-makers carry out daily.

Why Kayzen


We are not broker owned and therefore not aligned to your competition.

Unified commitment

Fully aligned with our capacity provider and sharing common ownership ensures we are committed to the same goals: stability, profitability, sustainability.

5-year capacity

Commitment from our A- Rated capacity provider ensures long-term stability for a long tail class of business.

Claims excellence

Our experienced Head of Claims manages the entire claims process in-house, elevating Kayzen's service above those relying heavily on outsourcing. This guarantees consistent access to our trusted team throughout the entire contract lifecycle, from the quote/bind stage and beyond.

Transparent coverage

Policy wordings that are clear, concise and transparent. We prioritise your understanding, ensuring you make informed decisions with confidence.

Broker centric

Brokers have their own processes and ways of working. At Kayzen, we operate flexibly dependent on broker requirements.

We listen, analyse and learn. Always adapting. Always evolving. Continuously improving. Kayzen

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